/* ============================================================
   EnergyFit — Shared Stylesheet (CarbonFit colour scheme)
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@400;500;600;700;800&family=Open+Sans:wght@400;500;600&display=swap');
@import url('https://cdn.jsdelivr.net/npm/@tabler/icons-webfont@latest/tabler-icons.min.css');

/* ── TOKENS ─────────────────────────────────────────────── */
:root {
  --cf-green:          #1D6B45;
  --cf-green-dark:     #144d31;
  --cf-green-deeper:   #0d3320;
  --cf-green-mid:      #2d8a5a;
  --cf-green-light:    #e8f5ee;
  --cf-accent:         #4caf78;
  --cf-accent-light:   #d0edd9;
  --cf-white:          #ffffff;
  --cf-off:            #f7faf8;
  --cf-text:           #1a2e22;
  --cf-muted:          #4a6355;
  --cf-border:         rgba(29,107,69,0.13);
  --cf-border-mid:     rgba(29,107,69,0.22);

  --radius-sm: 4px;
  --radius-md: 6px;
  --radius-lg: 10px;
}

/* ── RESET ──────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Open Sans', sans-serif;
  color: var(--cf-text);
  background: var(--cf-off);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; }

/* ── TYPOGRAPHY ─────────────────────────────────────────── */
.font-display { font-family: 'Montserrat', sans-serif; }

h1, h2, h3, h4, h5 {
  font-family: 'Montserrat', sans-serif;
  color: var(--cf-text);
  line-height: 1.12;
}

.cf-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--cf-green-mid);
  margin-bottom: 0.5rem;
  display: block;
}

.cf-h1 {
  font-size: clamp(30px, 4vw, 42px);
  font-weight: 800;
  letter-spacing: -0.8px;
  color: #fff;
  margin-bottom: 1rem;
}
.cf-h1 em { font-style: normal; color: var(--cf-accent); }

.cf-h2 {
  font-size: clamp(22px, 3vw, 30px);
  font-weight: 800;
  letter-spacing: -0.4px;
  margin-bottom: 0.8rem;
}

.cf-h3 {
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 0.5rem;
}

.cf-intro {
  font-size: 15px;
  line-height: 1.75;
  color: var(--cf-muted);
  max-width: 580px;
  margin-bottom: 2.25rem;
}

/* ── LAYOUT ─────────────────────────────────────────────── */
.cf-section {
  max-width: 1040px;
  margin: 0 auto;
  padding: 70px 2rem;
}

.cf-section--sm { padding: 48px 2rem; }

.cf-grid-2 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.1rem;
}

.cf-grid-3 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.25rem;
}

.cf-grid-4 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 1rem;
}

/* ── NAV ────────────────────────────────────────────────── */
.cf-nav {
  background: var(--cf-green-dark);
  padding: 0 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
  position: sticky;
  top: 0;
  z-index: 100;
}

.cf-logo {
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  font-size: 22px;
  color: #fff;
  text-decoration: none;
  letter-spacing: -0.3px;
}
.cf-logo span { color: var(--cf-accent); }

.cf-nav-links {
  display: flex;
  gap: 1.75rem;
  list-style: none;
  align-items: center;
}
.cf-nav-links a {
  color: rgba(255,255,255,0.72);
  text-decoration: none;
  font-size: 13px;
  font-weight: 600;
  font-family: 'Montserrat', sans-serif;
  transition: color .2s;
}
.cf-nav-links a:hover { color: var(--cf-accent); }
.cf-nav-links a.active { color: #fff; }

.cf-nav-cta {
  background: var(--cf-accent) !important;
  color: var(--cf-green-deeper) !important;
  padding: 8px 18px;
  border-radius: var(--radius-sm);
  font-size: 12px !important;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}
.cf-nav-cta:hover { background: #5dc88a !important; }

/* ── ALERT BAR ──────────────────────────────────────────── */
.cf-alert {
  background: var(--cf-accent-light);
  border-bottom: 1px solid rgba(29,107,69,0.2);
  padding: 11px 2rem;
}
.cf-alert-inner {
  max-width: 1040px;
  margin: 0 auto;
  display: flex;
  align-items: flex-start;
  gap: 10px;
}
.cf-alert i { color: var(--cf-green); font-size: 16px; flex-shrink: 0; margin-top: 1px; }
.cf-alert p { font-size: 13px; color: var(--cf-green-dark); line-height: 1.5; }

/* ── HERO ───────────────────────────────────────────────── */
.cf-hero {
  background: var(--cf-green-dark);
  padding: 68px 2rem 64px;
  position: relative;
  overflow: hidden;
}
.cf-hero-stripe {
  position: absolute;
  right: 0; top: 0; bottom: 0;
  width: 38%;
  background: var(--cf-green-deeper);
  clip-path: polygon(18% 0, 100% 0, 100% 100%, 0% 100%);
  pointer-events: none;
}
.cf-hero-inner { max-width: 1040px; margin: 0 auto; position: relative; }

.cf-breadcrumb {
  font-size: 11px;
  color: rgba(255,255,255,0.4);
  margin-bottom: 1rem;
  display: flex;
  align-items: center;
  gap: 5px;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.07em;
}
.cf-breadcrumb span { color: var(--cf-accent); }
.cf-breadcrumb a { color: rgba(255,255,255,0.4); text-decoration: none; }
.cf-breadcrumb a:hover { color: var(--cf-accent); }

.cf-eyebrow {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--cf-accent);
  margin-bottom: 1rem;
  display: block;
}

.cf-hero-sub {
  font-size: 16px;
  line-height: 1.72;
  color: rgba(255,255,255,0.65);
  max-width: 540px;
  margin-bottom: 1.75rem;
}

.cf-hero-pills {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 2rem;
}
.cf-pill {
  background: rgba(255,255,255,0.09);
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: 3px;
  padding: 5px 12px;
  font-size: 12px;
  color: rgba(255,255,255,0.72);
  font-weight: 600;
  font-family: 'Montserrat', sans-serif;
  letter-spacing: 0.02em;
}
.cf-pill--green {
  background: rgba(76,175,120,0.2);
  border-color: rgba(76,175,120,0.4);
  color: var(--cf-accent);
}

.cf-hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }

/* ── HERO STATS PANEL ───────────────────────────────────── */
.cf-hero-stats {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  padding: 2rem;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
}
.cf-hero-stat-num {
  font-family: 'Montserrat', sans-serif;
  font-size: 34px;
  font-weight: 800;
  color: var(--cf-accent);
  letter-spacing: -1px;
  line-height: 1;
}
.cf-hero-stat-label {
  font-size: 12px;
  color: rgba(255,255,255,0.5);
  margin-top: 5px;
  line-height: 1.4;
}

/* ── TRUST BAR ──────────────────────────────────────────── */
.cf-trust {
  background: var(--cf-green-light);
  border-bottom: 1px solid var(--cf-border-mid);
  padding: 13px 2rem;
  text-align: center;
}
.cf-trust p {
  font-size: 13px;
  color: var(--cf-green-dark);
  font-weight: 600;
  font-family: 'Montserrat', sans-serif;
}

/* ── BUTTONS ────────────────────────────────────────────── */
.btn-primary {
  background: var(--cf-accent);
  color: var(--cf-green-deeper);
  padding: 13px 26px;
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 13px;
  text-decoration: none;
  display: inline-block;
  border: none;
  cursor: pointer;
  font-family: 'Montserrat', sans-serif;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  transition: background .2s;
}
.btn-primary:hover { background: #5dc88a; }

.btn-outline {
  border: 2px solid rgba(255,255,255,0.35);
  color: rgba(255,255,255,0.85);
  padding: 11px 24px;
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 13px;
  text-decoration: none;
  display: inline-block;
  background: none;
  cursor: pointer;
  font-family: 'Montserrat', sans-serif;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  transition: border-color .2s, color .2s;
}
.btn-outline:hover { border-color: var(--cf-accent); color: var(--cf-accent); }

.btn-white {
  background: #fff;
  color: var(--cf-green);
  padding: 13px 28px;
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 13px;
  text-decoration: none;
  display: inline-block;
  border: none;
  cursor: pointer;
  font-family: 'Montserrat', sans-serif;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  transition: background .2s;
}
.btn-white:hover { background: var(--cf-green-light); }

.btn-green {
  background: var(--cf-green);
  color: #fff;
  padding: 13px 26px;
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 13px;
  text-decoration: none;
  display: inline-block;
  border: none;
  cursor: pointer;
  font-family: 'Montserrat', sans-serif;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  transition: background .2s;
}
.btn-green:hover { background: var(--cf-green-mid); }

/* ── SECTION BACKGROUNDS ────────────────────────────────── */
.cf-bg-white {
  background: var(--cf-white);
  border-top: 1px solid var(--cf-border);
  border-bottom: 1px solid var(--cf-border);
}
.cf-bg-off { background: var(--cf-off); }
.cf-bg-green { background: var(--cf-green-dark); }
.cf-bg-deeper { background: var(--cf-green-deeper); }
.cf-bg-light { background: var(--cf-green-light); }

.cf-bg-green .cf-label { color: var(--cf-accent); }
.cf-bg-green .cf-h2 { color: #fff; }
.cf-bg-green .cf-intro { color: rgba(255,255,255,0.55); }

/* ── CARDS ──────────────────────────────────────────────── */
.cf-card {
  background: var(--cf-white);
  border: 1px solid var(--cf-border);
  border-radius: var(--radius-md);
  padding: 1.4rem;
}
.cf-card--left-green {
  border-left: 3px solid var(--cf-green);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
}
.cf-card--left-accent {
  border-left: 3px solid var(--cf-accent);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
}
.cf-card h4 {
  font-family: 'Montserrat', sans-serif;
  font-size: 14px;
  font-weight: 700;
  color: var(--cf-text);
  margin-bottom: 0.5rem;
}
.cf-card p { font-size: 13px; line-height: 1.65; color: var(--cf-muted); }
.cf-card ul { list-style: none; display: flex; flex-direction: column; gap: 6px; margin-top: 0.5rem; }
.cf-card ul li {
  font-size: 13px;
  color: var(--cf-muted);
  padding-left: 18px;
  position: relative;
  line-height: 1.45;
}
.cf-card ul li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--cf-green-mid);
  font-size: 11px;
  font-weight: 700;
}

.cf-card--dark {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-md);
  padding: 1.4rem;
}
.cf-card--dark h4 {
  font-family: 'Montserrat', sans-serif;
  font-size: 14px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 0.5rem;
}
.cf-card--dark p { font-size: 13px; line-height: 1.65; color: rgba(255,255,255,0.5); }
.cf-card--dark ul { list-style: none; display: flex; flex-direction: column; gap: 6px; margin-top: 0.5rem; }
.cf-card--dark ul li {
  font-size: 13px;
  color: rgba(255,255,255,0.5);
  padding-left: 18px;
  position: relative;
  line-height: 1.45;
}
.cf-card--dark ul li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--cf-accent);
  font-size: 11px;
  font-weight: 700;
}

/* Service card (homepage) */
.cf-service-card {
  background: var(--cf-off);
  border: 1px solid var(--cf-border);
  border-radius: var(--radius-md);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 0.9rem;
  transition: border-color .2s;
}
.cf-service-card:hover { border-color: var(--cf-green-mid); }
.cf-service-card__icon {
  width: 44px;
  height: 44px;
  border-radius: 8px;
  background: var(--cf-green-light);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--cf-green);
  font-size: 20px;
}
.cf-service-card__title {
  font-family: 'Montserrat', sans-serif;
  font-size: 17px;
  font-weight: 700;
  color: var(--cf-text);
}
.cf-service-card__desc { font-size: 14px; line-height: 1.65; color: var(--cf-muted); flex: 1; }
.cf-service-card ul { list-style: none; display: flex; flex-direction: column; gap: 6px; }
.cf-service-card ul li {
  font-size: 13px;
  color: var(--cf-muted);
  padding-left: 16px;
  position: relative;
  line-height: 1.4;
}
.cf-service-card ul li::before {
  content: '→';
  position: absolute;
  left: 0;
  color: var(--cf-green);
  font-size: 11px;
}
.cf-service-card__link {
  font-size: 13px;
  font-weight: 600;
  font-family: 'Montserrat', sans-serif;
  color: var(--cf-green);
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 5px;
  letter-spacing: 0.02em;
}
.cf-service-card__link:hover { color: var(--cf-green-mid); }

/* ── STAT CARDS ─────────────────────────────────────────── */
.cf-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 1rem; margin-bottom: 2.25rem; }
.cf-stat {
  background: var(--cf-green-light);
  border: 1px solid var(--cf-border-mid);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  text-align: center;
}
.cf-stat__num {
  font-family: 'Montserrat', sans-serif;
  font-size: 32px;
  font-weight: 800;
  color: var(--cf-green);
  letter-spacing: -1px;
  line-height: 1;
}
.cf-stat__label { font-size: 12px; color: var(--cf-muted); margin-top: 6px; line-height: 1.4; }

/* ── STEPS ──────────────────────────────────────────────── */
.cf-steps { display: flex; flex-direction: column; gap: 1.1rem; }
.cf-step { display: flex; gap: 1rem; align-items: flex-start; }
.cf-step__num {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--cf-green-light);
  border: 2px solid var(--cf-green-mid);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  font-weight: 800;
  color: var(--cf-green);
  flex-shrink: 0;
}
.cf-step__body h4 {
  font-family: 'Montserrat', sans-serif;
  font-size: 14px;
  font-weight: 700;
  color: var(--cf-text);
  margin-bottom: 3px;
}
.cf-step__body p { font-size: 13px; line-height: 1.65; color: var(--cf-muted); }

/* ── TIMELINE ───────────────────────────────────────────── */
.cf-timeline { display: flex; flex-direction: column; }
.cf-tl-row {
  display: grid;
  grid-template-columns: 110px 1fr;
  gap: 1rem;
  position: relative;
}
.cf-tl-row:not(:last-child)::after {
  content: '';
  position: absolute;
  left: 52px;
  top: 34px;
  bottom: -2px;
  width: 1px;
  background: var(--cf-border);
}
.cf-tl-date { padding: 0.6rem 0; text-align: right; }
.cf-tl-date__text {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 700;
}
.cf-tl-date__text--done  { color: var(--cf-green-mid); }
.cf-tl-date__text--now   { color: #B87810; }
.cf-tl-date__text--next  { color: var(--cf-green); }
.cf-tl-dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  position: absolute;
  left: 104px;
  top: 14px;
}
.cf-tl-dot--done  { background: var(--cf-green-mid); }
.cf-tl-dot--now   { background: #E8A020; }
.cf-tl-dot--next  { background: var(--cf-green); }
.cf-tl-body { padding: 0.6rem 0 1.4rem 1.1rem; }
.cf-tl-body h4 {
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  font-weight: 700;
  color: var(--cf-text);
  margin-bottom: 3px;
}
.cf-tl-body p { font-size: 13px; line-height: 1.55; color: var(--cf-muted); }

/* ── BADGES ─────────────────────────────────────────────── */
.cf-badge {
  display: inline-block;
  font-family: 'Montserrat', sans-serif;
  font-size: 10px;
  font-weight: 700;
  padding: 3px 8px;
  border-radius: 3px;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  margin-left: 7px;
  vertical-align: middle;
}
.cf-badge--done { background: var(--cf-green-light); color: var(--cf-green); }
.cf-badge--now  { background: #FFF3DC; color: #B87810; }
.cf-badge--next { background: #EAF3DE; color: #27500A; }
.cf-badge--p4   { background: #E8F4FD; color: #0C447C; }

/* ── RATE PANELS ────────────────────────────────────────── */
.cf-rates { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 1rem; margin-bottom: 1.75rem; }
.cf-rate {
  background: var(--cf-green-deeper);
  border-radius: var(--radius-md);
  padding: 1.4rem;
}
.cf-rate h4 {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: rgba(255,255,255,0.45);
  margin-bottom: 1rem;
}
.cf-rate-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 7px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.cf-rate-row:last-child { border-bottom: none; }
.cf-rate-row__label { font-size: 13px; color: rgba(255,255,255,0.5); }
.cf-rate-row__value { font-family: 'Montserrat', sans-serif; font-size: 13px; font-weight: 700; color: #fff; }
.cf-rate-row__value--hl { color: var(--cf-accent); }

/* ── TABLE ──────────────────────────────────────────────── */
.cf-table-wrap {
  background: var(--cf-white);
  border: 1px solid var(--cf-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  overflow-x: auto;
}
.cf-table { width: 100%; border-collapse: collapse; font-size: 13px; }
.cf-table th {
  background: var(--cf-green-dark);
  color: rgba(255,255,255,0.85);
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 11px 14px;
  text-align: left;
  white-space: nowrap;
}
.cf-table td {
  padding: 10px 14px;
  border-bottom: 1px solid var(--cf-border);
  color: var(--cf-muted);
  line-height: 1.4;
}
.cf-table tr:last-child td { border-bottom: none; }
.cf-table tr:nth-child(even) td { background: var(--cf-off); }
.cf-table td:first-child { font-weight: 600; color: var(--cf-text); }

/* ── TESTIMONIALS ───────────────────────────────────────── */
.cf-testimonials { background: var(--cf-green-light); border-top: 1px solid var(--cf-border-mid); border-bottom: 1px solid var(--cf-border-mid); }
.cf-quote {
  background: var(--cf-white);
  border: 1px solid var(--cf-border);
  border-radius: var(--radius-md);
  padding: 1.75rem;
}
.cf-quote__mark {
  font-family: 'Montserrat', sans-serif;
  font-size: 44px;
  line-height: 1;
  color: var(--cf-accent);
  font-weight: 800;
  margin-bottom: 0.4rem;
}
.cf-quote__text { font-size: 15px; line-height: 1.7; color: var(--cf-muted); font-style: italic; margin-bottom: 1.25rem; }
.cf-quote__author { font-weight: 700; font-size: 14px; color: var(--cf-text); font-family: 'Montserrat', sans-serif; }
.cf-quote__org { font-size: 12px; color: var(--cf-muted); }

/* ── WHY SECTION ────────────────────────────────────────── */
.cf-why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: start; }
.cf-why-list { list-style: none; display: flex; flex-direction: column; gap: 1.25rem; }
.cf-why-item { display: flex; gap: 14px; align-items: flex-start; }
.cf-why-icon {
  width: 36px;
  height: 36px;
  border-radius: 7px;
  background: var(--cf-green-light);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--cf-green);
  font-size: 17px;
  flex-shrink: 0;
  margin-top: 2px;
}
.cf-why-text h4 { font-family: 'Montserrat', sans-serif; font-size: 14px; font-weight: 700; color: var(--cf-text); margin-bottom: 4px; }
.cf-why-text p { font-size: 13px; line-height: 1.6; color: var(--cf-muted); }
.cf-why-panel {
  background: var(--cf-green-dark);
  border-radius: var(--radius-lg);
  padding: 2.25rem;
}
.cf-why-panel__title { font-family: 'Montserrat', sans-serif; font-size: 20px; font-weight: 800; color: #fff; margin-bottom: 0.6rem; }
.cf-why-panel__sub { font-size: 14px; color: rgba(255,255,255,0.55); line-height: 1.65; margin-bottom: 1.75rem; }
.cf-metrics { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.cf-metric {
  background: rgba(255,255,255,0.07);
  border-radius: var(--radius-md);
  padding: 1rem;
}
.cf-metric__val { font-family: 'Montserrat', sans-serif; font-size: 26px; font-weight: 800; color: var(--cf-accent); letter-spacing: -0.8px; line-height: 1; }
.cf-metric__label { font-size: 12px; color: rgba(255,255,255,0.45); margin-top: 4px; line-height: 1.4; }

/* ── HOW IT WORKS (4-step dark) ─────────────────────────── */
.cf-how-steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 1rem; }
.cf-how-step {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-md);
  padding: 1.5rem;
}
.cf-how-step__num {
  font-family: 'Montserrat', sans-serif;
  font-size: 38px;
  font-weight: 800;
  color: rgba(76,175,120,0.25);
  line-height: 1;
  margin-bottom: 0.75rem;
  letter-spacing: -2px;
}
.cf-how-step__title { font-family: 'Montserrat', sans-serif; font-size: 14px; font-weight: 700; color: #fff; margin-bottom: 0.4rem; }
.cf-how-step__desc { font-size: 13px; line-height: 1.55; color: rgba(255,255,255,0.5); }

/* ── CTA BAND ───────────────────────────────────────────── */
.cf-cta {
  background: var(--cf-green);
  padding: 68px 2rem;
  text-align: center;
}
.cf-cta h2 { font-family: 'Montserrat', sans-serif; font-size: clamp(22px, 3vw, 30px); font-weight: 800; color: #fff; margin-bottom: 0.6rem; }
.cf-cta p { font-size: 15px; color: rgba(255,255,255,0.7); margin-bottom: 1.75rem; max-width: 480px; margin-left: auto; margin-right: auto; }

/* ── FOOTER ─────────────────────────────────────────────── */
.cf-footer { background: var(--cf-green-deeper); padding: 3rem 2rem 2rem; }
.cf-footer-inner { max-width: 1040px; margin: 0 auto; }
.cf-footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 3rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  margin-bottom: 1.5rem;
}
.cf-footer-brand p { font-size: 13px; color: rgba(255,255,255,0.4); line-height: 1.65; margin-top: 0.75rem; max-width: 300px; }
.cf-footer-col h5 {
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.35);
  margin-bottom: 1rem;
}
.cf-footer-col a { display: block; color: rgba(255,255,255,0.55); text-decoration: none; font-size: 13px; margin-bottom: 8px; transition: color .2s; }
.cf-footer-col a:hover { color: var(--cf-accent); }
.cf-footer-bottom { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 0.75rem; }
.cf-footer-bottom p { font-size: 12px; color: rgba(255,255,255,0.3); }
.cf-footer-legal { display: flex; gap: 1.5rem; }
.cf-footer-legal a { font-size: 12px; color: rgba(255,255,255,0.3); text-decoration: none; transition: color .2s; }
.cf-footer-legal a:hover { color: var(--cf-accent); }

/* ── RESPONSIVE ─────────────────────────────────────────── */
@media (max-width: 768px) {
  .cf-nav-links { display: none; }
  .cf-hero-stripe { display: none; }
  .cf-grid-2, .cf-grid-3, .cf-grid-4 { grid-template-columns: 1fr; }
  .cf-why-grid { grid-template-columns: 1fr; }
  .cf-footer-top { grid-template-columns: 1fr; gap: 2rem; }
  .cf-stats { grid-template-columns: 1fr 1fr; }
  .cf-rates { grid-template-columns: 1fr; }
  .cf-tl-row { grid-template-columns: 80px 1fr; }
  .cf-tl-dot { left: 74px; }
  .cf-tl-row:not(:last-child)::after { left: 38px; }
}